Hire Purchase

You select the supplier and the equipment you want. We agree with you a repayment plan for the equipment – usually between 1 and 5 years. The supplier delivers the equipment to you and we pay the supplier. You have direct ownership of the equipment. At the end of the repayment period, upon receipt of an option to purchase fee, the equipment is yours. Hire Purchase helps by spreading the cost of expensive items over an extended time period. All interest costs are off set against tax as they are paid and you claim Tax Write Down allowances.


If you require equipment, but do not wish to layout all the VAT when making the purchase, then Leasing maybe for you! Leasing is an effective way of obtaining equipment through a finance agreement that is gentle on cash-flow. It is available from 1 to 5 years and quite often there are substantial tax benefits associated with leasing. All the lease rentals paid can be offset against tax.

All the payments are subject to VAT.


If you are looking at raising cash in your business, we specialise in refinancing both equipment that you own to release.

Contact us now on 01942 408520 to discuss how we can assist you with finance for your business.